"Your Mortgage Experts for Life"

Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan. We provide access to FHA, VA, USDA, Conventional and Equity loans and also offer a variety of buyer programs.  


Joe Martinez 

CEO / Loan Orginanator 


With over 13 years of experience in the mortgage industry I knew it was time to stand apart from the competition. In 2011, I started my own company, Sun City Home Loans. I value every new opportunity in creating the best possible customer service experience.

Gilbert Madrid 

Loan Officer

NMLS# 225547

Sandy Azocna

Loan Officer


I strive to provide the right loan for your residential home loan needs.  I am highly motivated, ethical, results driven individual that utilize my knowledge of strategic planning, and relationship management skills to assist my clients. 

Cynthia Nunez 

Loan Officer Assistant 

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